Personalized healthcare: How does your insurance fit in?

Image source: astrazeneca-us.com

State Mutual Insurance has been providing Medicare supplementary insurance coverages for its clients as its main service. However, the company has also gone the extra mile to inform its clients of many issues surrounding insurance.

One such issue is personalized healthcare, also known as personalized medical practices or boutique or concierge medicine. Patients who receive personalized healthcare pay expensive annual fees. The rewards though may be well worth it since the number of patients opting for personalized healthcare is on the rise.

Image source: techzulu.com

However, despite the high-priced fees to keep medical professionals on a retainer, patients with personalized healthcare still need medical insurance. There are many instances where physicians on retainer would need to refer personalized healthcare patients to specialists (who are not on retainer). It’s the medical insurance that takes care of the payment for these specialists.

There are some medical procedures that personalized healthcare physicians don’t specialize in. State Mutual Insurance lists emergency room care, hospitalization, major surgeries, and CT scans and MRIs as some of the procedures Medicare could cover.

While some people may balk at the idea of saving for retainer fees and Medicare coverage, a number of patients have health plans with incredibly high deductibles. And the costs can be reduced by maintaining insurance coverage and a retainer.

State Mutual Insurance is a Legal Reserve Mutual Insurer established in 1936. It is currently headquartered in Rome, Georgia. The company’s area of business reaches 41 states, including the District of Columbia. For more on the company and its services, visit this website.